Know your insurance options

Insurance. It provides security, protection, and that all-important risk management. But for many it also creates a lot of confusion. What do I need it? Why should I have it? What are the cost benefits? All important and yet all-too-common questions.

To help you on your insurance journey, we’ve looked at the most common packages offered by Waikato Insurance Brokers, to help you make an educated decision.

Personal Insurance

Personal protection is one of the most common forms of Insurance in the Waikato. From Life Cover to Mortgage Protection, there are a plethora of options available. The general idea of personal insurance is to ensure you are protecting your future, should the unthinkable happen, plan for your loved ones, and help cure uncertainty.

When investigating your personal insurance options, we’d recommend looking at the insurance you need to live the life you want to live, and use this as the basis of your personalised plan.

Business Insurance

If the past few years have taught us anything, it’s that your business and the way it practices can change in the blink of a snap-lockdown. Commercial Insurance helps you to protect your business against a variety of issues – from property damage and liability claims to business risks that arise through natural disasters and professional misconduct. In short, there are many different types to consider, all of which manage your company’s day-to-day risk.

If you are looking at your options, make sure you understand the risks your business accrues, whether it’s stock or employee salaries, and what cover you’ll need to avoid a financially devastating event. Contact an insurance broker in the Waikato to discuss your options.

Domestic Insurance

Your home is likely to be your biggest asset. From the house and contents, to your car, caravan and boat, Domestic Insurance is by far the most popular type of policy.

But what house, contents and vehicle insurance do you need? With popularity comes choice – from budget-friendly options, full cover, to comprehensive package deals. These policies usually start with the amount you’d like to be covered for, then move up in premium price based on your inclusions.  The easiest way to get the full picture is to contact your local Waikato insurance broker to talk through your options.

Contact the Insurance professionals

No two businesses are the same, just like no two people are. That’s why it’s important to talk to an expert when it comes to your insurance options. If you want unbiased and informative advice on your insurance needs, contact the Waikato-based insurance brokers at Millenium Insurance. They are insurance providers who make your protection their priority with certainty and choice. Protect your loved ones and protect yourself with a customised plan today.